A National Psoriasis Foundation survey reports that one in three people with psoriasis do not receive proper treatment for their disease due to health insurance issues. There are modern medical miracles to be had, but one of the biggest problems we face today is simply accessing them.
Here are some things to keep in mind:
- If the insurer says no to paying for a certain treatment, appeal.
- If they still say no, consider contacting a patient advocacy group (we have a list on the home page of DrScore.com, just scroll down to the bottom). In the case of psoriasis, it would be the National Psoriasis Foundation. You could also contact your state insurance commissioner. I suspect that if the treatment really is appropriate, most times the insurer will cover the product on appeal.
- Also, look into patient assistance programs. My personal experience is that there are some generous programs out there designed for people who can’t afford the medication or even the copay. You can start at http://www.pparx.org/.